retrx
For a tidy archive of receipts with charts. Scan, let it sort by category, set spending limits, and look back over where the money went.
Kopi Kewangan and receipt trackers
Kopi Kewangan, retrx and Spnding.
Three apps that start with a receipt and go somewhere different. Here’s who each one suits, what they do better, and how to switch if you’d like to.
Checked: October 2026 Against each app’s public store listing and website. Features and prices can change, so check the listings before you decide.
Who each app is for
Start with what you want
to happen after the scan.
Spnding
For trips with friends. Scan a receipt or share a screenshot, let it read the items and currency, and settle up between the group.
Kopi Kewangan
For everyday life in Malaysia. Each receipt lands in a 50/30/20 budget, a group split or a work claim, and your goals fill from your own bank.
Get started, freeSide by side
A fair table.
| Feature | retrx | Spnding | Kopi Kewangan |
|---|---|---|---|
| Price | Free with in-app purchases. Premium is listed at US$5.99 a month or US$49.99 a year on the US App Store. | Free with in-app purchases. A “Lifetime Deal & Full Access” is listed at US$10.00 on the US App Store. Free scans are counted. | Free. |
| Receipt scanning | Camera capture, with the receipt image and details stored. | Photo or shared screenshot. Reads items, prices, dates and currency. | Photo, library or PDF e-receipt, with a review step before anything is saved. |
| Where the receipt goes | A category, chosen automatically and editable. | A group, with each person’s balance worked out. | A Needs, Wants or Future bucket, a group split, or a Business claim. Only your share counts in your budget. |
| Budget | Spending limits per category. | Not described in the listing. | A monthly 50/30/20 plan with actuals. |
| Split with friends | Not described in the listing. | Yes, including people who don’t use the app. | Yes. Scan once, split by item or amount, add friends by name, and they claim their share through an invite link. |
| Work claims | Not described in the listing. | Not described in the listing. | Business spends stay out of your budget. Track each claim to Paid and export a CSV or a printable claim report. |
| Savings goals | Not described in the listing. | Not described in the listing. | Solo and group goals, filled from money saved in your own bank. |
| Charts and insights | Category charts and spending breakdowns. | Spending summaries by category. | Budget bars by bucket. No trend charts yet. |
| Currency | Not stated in the listing. | Reads the currency from the receipt; more currencies were added in version 1.3. | Ringgit Malaysia. |
| Where it runs | iOS (App Store) and Android (Google Play). | iOS (App Store). | Any browser. Add it to your home screen on a supported phone. |
Prices are as listed on the US App Store in October 2026 and may differ on the Malaysian store. “Not described in the listing” means we couldn’t confirm it from the app’s store listing or website, not that the app lacks it. Sources: the retrx App Store listing, the retrx Google Play listing, retrx.app and the Spnding App Store listing.
Credit where it’s due
What they do better.
retrx
Charts and category breakdowns on top of your receipts. Kopi Kewangan shows budget bars by bucket and doesn’t have trend charts yet.
Native iOS and Android apps, where Kopi Kewangan runs in the browser.
Spnding
Reads the currency off a receipt and supports several of them, which suits a trip abroad. Kopi Kewangan works in ringgit.
A one-off lifetime purchase instead of a subscription, if you want the paid features.
If one of those is the thing you need most, those are good choices. If you want the receipt to do more once it’s scanned, read on.
How to switch
Start fresh this month.
Kopi Kewangan doesn’t import from retrx or Spnding yet, so the simplest switch is a clean start.
- 01
Keep the old app for the past.
Your history stays there, and there’s no hurry to export it.
- 02
Plan the month.
Sign up and set your 50/30/20 budget in a minute. It’s free, with a one-time code or a passkey to sign in.
- 03
Scan this week’s receipts.
Paper, a photo from your library, or the PDF e-receipt from Grab or Shopee. Check the amount, pick a bucket, done.
- 04
Bring your friends by name.
Add them to a group even if they’re not on the app yet. They claim their share later through your invite link.
- 05
Mark work spends as Business.
They stay out of your budget, and your claim report is ready when you need it.
A month in, you’ll have the same receipts, plus a budget, a split and a claim built from them.
Get startedFree, for everyday life in Malaysia
Make your next
receipt count.
Scan it, file it, and see your month make a little more sense.
Get started